# Premium audit letter checklist and response-date countdown

Canonical: https://finbryn.com/us/tools/premium-audit-letter-intake

Got a premium audit letter from your insurance carrier? Enter the response date and what the letter asks for. You get a day count to that date, a records checklist matched to each request, and two free CSV templates. Your letter sets the deadline, so ask your carrier about any extension.

We organize payroll records, track subcontractor certificates and can attend your premium audit with you where your carrier allows it. We do not sell or advise on insurance coverage. Your carrier assigns class codes. We do not represent you to the carrier.

## FAQ

**Q: What should I do first when I get a premium audit letter?**

A: Find the response date and the list of records in the letter, and note the auditor's name and contact details. Then contact the carrier to confirm you received it and how they want records sent. Start with your payroll registers, because the auditor checks other records against them. The [workers' comp premium audit checklist](/guides/workers-comp-premium-audit-checklist) walks through each record.

**Q: What records do carriers usually ask for in a premium audit?**

A: Letters differ, and yours governs. Carrier guidance commonly lists payroll registers, Forms 941 and state unemployment wage reports, 1099s and payments to subcontractors, subcontractor certificates of insurance, and sometimes the general ledger or tax returns. For the subcontractor side, see [subcontractors and certificates of insurance in a premium audit](/guides/premium-audit-subcontractors-certificates-of-insurance).

**Q: Can I get more time to respond to a premium audit letter?**

A: Only your carrier can move the date in your letter. Contact the carrier before the date passes, ask for the extension in writing, and keep a note of who you spoke with and when. The carrier decides whether to agree and for how long. If the date has already passed, call the carrier the same day.

**Q: Who can sit in on the premium audit with me?**

A: Your carrier decides how the audit is run and who may take part, so ask when you confirm the audit. We organize payroll records, track subcontractor certificates and can attend your premium audit with you where your carrier allows it. See [premium audit support](/services/audit-compliance-support/insurance-premium-audit-support) for what that covers. We do not represent you to the carrier.

## Sources

1. [Travelers, Preparing for your workers compensation premium audit](https://www.travelers.com/business-insurance/services/premium-audit/workers-compensation-premium-audit) (2026-10-20)
2. [biBerk, What information and records will be needed to complete the audit](https://www.biberk.com/policyholders/resources/faqs/workers-compensation/what-information-and-records-will-be-needed-to-complete-the-audit) (2026-10-20)

## Contact
- Phone: +1 (312) 313-7376
- Email: hello@finbryn.com
- Booking page: https://finbryn.com/us/book