Virtual CFO
Pricing and unit economics
Pricing and unit economics work breaks down what each product, order, customer or subscription actually costs and earns after fees and variable costs, so an Australian business can set prices from real margin data rather than a guess or a competitor's number.
13-week cash forecast
Illustrative client · August 2026
AUD
- Cash today
- $244,220
- Lowest week ahead
- 239,800
- Largest outflow
- Payroll, 46,300
Illustrative. An example of the document, not a client's figures.
Margin at the unit level
A healthy overall margin can hide a product line or customer segment quietly losing money on every sale. Unit economics work breaks the numbers down to per SKU, per plan or per customer segment, where the decision actually happens.
What goes into the calculation
For a product business that means cost of goods sold, marketplace and payment fees, and any GST treatment specific to the sale, netted against price. For a subscription business it means acquisition cost, support cost and lifetime value driven by retention.
Scenario modelling
Once the baseline is clear, we model a specific change: what a price rise does to margin if volume holds, what a fee change from a payment processor does to net margin, what a new bundle does across the customer base. The output is a range of scenarios, not a single recommended price.
Where this fits
This pairs with KPI design, since contribution margin often becomes part of the ongoing dashboard, and with FP&A once margin trends need tracking monthly rather than analysing once. The pricing decision stays with you; our role is making the margin math visible.
Delivered against your Australian file
The margin work is built from your actual Xero, MYOB or QuickBooks Online data, prepared by our team under senior review before it reaches you. Where GST applies to a sale or a fee, the model reflects that treatment explicitly, so the margin figure you are pricing against is a net figure, not a gross number that quietly overstates what a sale actually earns.
Questions
Frequently asked questions: Pricing and unit economics
Can you calculate unit economics across multiple sales channels?
Yes. We break out margin by channel separately, since marketplace fees and payment processing costs differ meaningfully between a marketplace and your own site.
What is a good customer acquisition cost payback period?
It varies by business model and funding position; there is no single universal target. We calculate your actual payback period against your own history.
Do you tell us what to charge?
We build the margin model and show what different price points do to profitability. The final pricing call stays with you.
How often should unit economics be recalculated?
Quarterly is a reasonable baseline, though a business changing pricing or cost structure quickly benefits from checking it monthly.
What is not included in unit economics work?
We calculate and model the numbers; setting the final price is a commercial decision for you. We show the margin and payback implications of different price points rather than dictating one.
What data do you need to calculate unit economics?
Sales detail by product or customer, your cost of goods or delivery, and any platform or processing fees taken out of each sale.
Can this work for a subscription or SaaS pricing model?
Yes. For subscription businesses we build the model around customer acquisition cost, lifetime value and churn rather than per-unit product cost.
Will you tell us what to charge?
We show you the margin at different price points so you can decide. Setting the final price is a business call that stays with you.
What is included in pricing and unit economics?
Pricing and unit economics covers unit economics broken out by product, plan, SKU or customer segment and customer acquisition cost and payback period, where the data supports it. The exact scope is agreed and set out in writing before work starts, so you know precisely what is and is not covered before the first deliverable arrives.
Related services
- Virtual CFOKPI designA short list of the numbers that actually run your business, defined once and tracked consistently, instead of a dashboard nobody opens.
- Virtual CFOFP&AOngoing financial planning and analysis: budget-to-actual tracking, margin and cost analysis, and the monthly pack that explains why the numbers moved.
- Virtual CFOFractional CFOA senior finance lead who works your numbers on a part-time basis: monthly reviews, board and investor prep, and a second opinion before a big decision.
Industries
- Ecommerce (Amazon and Shopify)Bookkeeping for online sellers on Amazon, Shopify, Etsy and their own storefronts, built around clean payout and sales tax data.
- SaaSBookkeeping and reporting for subscription software businesses tracking recurring revenue, deferred revenue and burn.
- HospitalityBookkeeping for hotels, short-term rentals and hospitality operators reconciling booking platform payouts and occupancy-driven revenue.
Next step
Talk to the team that would run your books
A short call covers your setup, your software and what a first month would look like. You get a written scope and price after it.