A finance lead, on a part-time basis
Virtual CFO and advisory
Finbryn provides fractional CFO and financial planning work for Canadian businesses: cash forecasting, budgeting, KPI design, investor and lender reporting, and support through a raise, an acquisition or a sale, built on your QuickBooks Online, Xero or Sage 50 file and delivered by a senior finance team under a named pod.
13-week cash forecast
Illustrative client · August 2026
CAD
- Cash today
- $244,220
- Lowest week ahead
- 239,800
- Largest outflow
- Payroll, 46,300
Illustrative. An example of the document, not a client's figures.
Senior finance judgment without a full time hire
A growing Canadian business often reaches a point where a bookkeeper closing the books each month is not enough. Someone needs to read the T2 filing calendar, the GST/HST remittance cycle and the bank balance together and tell you what they mean for a hiring decision, a pricing change or a loan application. That is the gap virtual CFO work closes: part time senior finance attention, layered on top of books that are already closed and reconciled.
What the work covers
Engagements range from a standing fractional CFO relationship to a single deliverable such as a rolling cash forecast ahead of a slow season, a fundraising model before a raise, or due diligence support ahead of a sale. Some Canadian clients start with a narrow piece of work, such as a KPI dashboard, and add ongoing CFO time once the reporting habit is in place.
Reviewed before it reaches you
The underlying models and reports are prepared by a named finance pod, contracted through Northlane Solutions Inc., the company you sign with. Every deliverable passes through senior review before it reaches you. This is financial planning and analysis work, and it is separate from your corporate T2 or personal T1 filing, which stays with a Canadian filer registered for EFILE, and separate from any review or compilation engagement report, which stays with a provincially licensed public accountant.
Built on the systems you already run
Forecasts, budgets and reports are built from your actual QuickBooks Online, Xero or Sage 50 data rather than a generic template, and payroll analysis draws on your Wagepoint or payroll platform export. If your books are not current, bookkeeping closes them first, so the CFO work starts from correct numbers. See pricing for how advisory work is scoped and how it works for onboarding.
All services
Virtual CFO and advisory: every service
- Fractional CFOA senior finance lead who works your numbers on a part-time basis: monthly reviews, board and investor prep, and a second opinion before a big decision.
- 13-week cash flow forecastA rolling week-by-week cash forecast that shows what is coming in, what is going out, and where the next 13 weeks get tight.
- BudgetingAn annual budget built from your real numbers, broken out by month and department, that becomes the baseline every later report is measured against.
- FP&AOngoing financial planning and analysis: budget-to-actual tracking, margin and cost analysis, and the monthly pack that explains why the numbers moved.
- Fundraising financial modelsA financial model built for a raise: historical actuals, a growth-driven forecast, and the assumptions an investor will want to pressure-test.
- Investor reportingA recurring investor update built from your actual numbers: the metrics investors expect, delivered on a schedule you can rely on.
- Pricing and unit economicsA clear read on what each customer, order or unit actually costs and earns, so pricing decisions are based on margin rather than a guess.
- KPI designA short list of the numbers that actually run your business, defined once and tracked consistently, instead of a dashboard nobody opens.
- M&A due diligence supportFinancial due diligence support for a buy-side or sell-side deal: clean data, a quality-of-earnings view, and answers ready before the buyer or their advisor asks.
- Exit readinessA review of what a buyer's diligence team will see in your books, done before you go to market, so surprises get fixed on your own timeline instead of theirs.
- Lender covenant reportingRecurring reports built to your loan agreement's exact definitions, delivered on the schedule your lender requires, so a covenant test never comes as a surprise.
Questions
Frequently asked questions: Virtual CFO and advisory
Does a fractional CFO help with our T2 corporate return?
No. Virtual CFO work is forward looking financial planning, separate from tax return preparation. Your T2 corporate return is a separate service and, where filing is involved, goes through a Canadian resident EFILE registrant.
Can this work alongside our existing accountant?
Yes. Most Canadian clients keep the accountant or bookkeeper who already handles compliance work, and layer forward looking planning and analysis on top of what they already produce.
Is this the same as a review or compilation engagement?
No. A review or compilation report under CPA Canada standards requires a provincially licensed public accountant and sits outside this service. Virtual CFO work is planning and analysis, not an attest engagement.
What software access do you need to start?
Read access to QuickBooks Online, Xero or Sage 50, plus your bank feeds if they are not already connected there, is usually enough to begin a fractional CFO or forecasting engagement.
How is pricing structured for advisory work in Canada?
Engagements are scoped and priced once we understand your business, with billing terms set out in your engagement letter. Starting ranges in Canadian dollars are published on the pricing page.
What exactly does virtual CFO advisory include?
A recurring finance review covering cash position and runway, a board or investor deck built from your real numbers, and input on pricing, hiring or spend decisions before you commit to them. Scope is agreed with you and can flex toward forecasting, fundraising or reporting depending on the quarter.
What is outside the scope of virtual CFO advisory?
We do not sign your T2 return, hold power of attorney, or make final hiring, pricing or spending decisions on your behalf. Advisory work informs those decisions with numbers and scenarios; you and your existing accountant make the calls that carry legal or tax consequences.
What happens to the models and reports if we end the engagement?
Every model, forecast and report is built in Excel or Google Sheets and shared with you as it is produced, not held in a closed tool only we can open. If the engagement ends, you keep every file and the working history behind it.
Next step
Talk to the team that would run your books
A short call covers your setup, your software and what a first month would look like. You get a written scope and price after it.