SaaS

Recurring revenue does not book itself correctly

A SaaS company selling annual or multi-year contracts across the EU often has cash landing in one currency, VAT owed in another, and revenue that should be spread over the contract term instead of recognised on receipt. Add a mid-year plan upgrade or a refund and the deferred revenue balance drifts further from reality every month.

Finbryn builds the deferred revenue schedule directly from your Stripe or Chargebee billing data, spreading each contract over its service period and adjusting automatically when a customer upgrades, downgrades or cancels. MRR, net revenue retention and churn are pulled from the same billing system and reconciled to the general ledger, so the number in the board deck matches the number in Xero or QuickBooks Online, not a spreadsheet built separately for the meeting.

VAT on digital services across member states

Digital services sold to consumers in the EU are generally taxed where the customer is located, not where the seller is established, and the One Stop Shop lets that VAT be declared through a single quarterly return once a seller's cross-border B2C sales are in scope. We track which member states your subscriber base sits in, apply the correct VAT treatment per sale, and prepare the OSS filing data for your VAT-registered filer.

Under the EU's VAT in the Digital Age reform, structured e-invoicing on the EN 16931 standard becomes mandatory for cross-border intra-EU B2B transactions from mid-2030. For a SaaS business already invoicing other EU businesses, we build invoicing formats toward that standard now rather than retrofitting later.

Data handling and what stays with the client

Any customer or subscriber data reaching our team moves under signed Standard Contractual Clauses plus a documented transfer impact assessment. We work from anonymised or aggregated billing exports wherever the reconciliation allows it. The Stripe, Chargebee and accounting-platform accounts stay owned by the client throughout; a named pod handles the file with a recorded handover memo on any change, weekly reconciliation, and a close by business day five. Pricing sits on the pricing page, and any VAT filing or statutory accounts work runs through a credentialed local partner in the relevant member state.