AP & AR
Aged receivables report
A monthly accounts receivable ageing report, broken into current, 30, 60 and 90-plus day buckets, shows what customers across member states owe, converted to your reporting currency, so collection risk on a cross-border account is visible before it becomes a cash problem.
Aged receivables
Illustrative client · August 2026
EUR
| Customer | Current | 1-30 | 61+ | |
|---|---|---|---|---|
| Customer A | 18,400 | - | - | - |
| Customer B | 9,250 | 4,100 | - | - |
| Customer C | - | 6,780 | 2,200 | - |
| Customer D | 12,600 | - | - | - |
| Customer E | - | - | - | 1,450 |
| Total | 40,250 | 10,880 | 2,200 | 1,450 |
Illustrative. An example of the document, not a client's figures.
Ageing that spans more than one currency
A customer in Ireland paying in euros and a customer outside the eurozone paying in Swedish krona do not sit neatly in the same ledger without conversion. We prepare a monthly accounts receivable ageing report broken into current, 30, 60 and 90-plus day buckets, with balances converted to your reporting currency so you see genuine risk, not an artifact of exchange-rate movement.
Reconciled, not estimated
Customer balances are reconciled to invoices and payments received before the report goes out, so the ageing reflects what is actually still owed rather than what the software assumes. Notes are added on any invoice under dispute or on a payment plan, so an account that looks overdue but is actually being managed does not get flagged as a surprise.
Watching the trend, not just the snapshot
A short list highlights accounts moving into a higher-risk bucket month over month, which matters more for a cross-border account than the balance alone. A customer moving from 30 to 60 days overdue on a large euro invoice deserves attention sooner than a small balance that has always sat at 30 days.
Feeding a decision, not just a report
Bad-debt candidates are flagged for your review before any write-off, with enough detail that you or your accountant can decide how that write-off should be treated under the standards you report against, whether local GAAP or IFRS. See pricing for how AR ageing fits into a plan.
Questions
Frequently asked questions: Aged receivables report
Do you convert balances from non-euro member states into one currency?
Yes. Balances are converted to your reporting currency so the ageing report reflects genuine risk rather than currency movement.
How often is the ageing report reconciled before it is sent?
Customer balances are reconciled to invoices and payments received every month before the report goes out, not estimated from the software's default view.
Who decides when a balance is written off as bad debt?
We flag candidates and the reasoning behind them. The write-off decision and its treatment under your reporting standard stays with you or your accountant.
Can the ageing report split balances by member state or by customer type?
Yes, the report can be segmented by country, currency or customer category, so a EUR 10,000 balance in France is not lost inside a single blended total that hides where the real collection risk actually sits.
How far back does a typical ageing report go?
Standard ageing buckets run current, 30, 60 and 90-plus days, with anything older than 90 days flagged separately for a collections or write-off decision rather than left sitting undifferentiated in one catch-all bucket at the bottom.
How often is the aged receivables report updated?
Monthly as part of close, with an updated view available on request if you need to check a specific customer sooner.
Do you decide when to write off a bad debt?
No. We flag the candidates and the history behind them. Writing off a balance is a decision you or your tax preparer make.
Who reviews the work before it reaches us?
Every deliverable under aged receivables report is reviewed by a senior reviewer before it reaches you. You keep access to the underlying file at every stage, so nothing about the work happens somewhere you cannot see it.
What is included in aged receivables report?
Aged receivables report covers monthly aged receivables report broken into current, 30, 60 and 90-plus day buckets and customer balances reconciled to invoices and payments received. The exact scope is agreed and set out in writing before work starts, so you know precisely what is and is not covered before the first deliverable arrives.
Related services
- AP & ARCollectionsOverdue invoices are followed up on a set cadence, with reminders sent and calls logged, so slow-paying customers get consistent attention without you having to chase them yourself.
- AP & ARCash applicationIncoming customer payments are matched to the right invoice and posted to the correct account, so accounts receivable reflects what is actually still owed.
Next step
Talk to the team that would run your books
A short call covers your setup, your software and what a first month would look like. You get a written scope and price after it.