Cash application

Matching a payment to its invoice, not just its amount

Every incoming payment gets matched to the specific invoice or invoices it settles, whether it clears through SARIE, arrives as a mada card payment, a payment-gateway charge, or a wire from a customer outside the Kingdom. A partial payment or an amount that overshoots the invoice gets flagged rather than applied on a guess, and the call on how to post it stays with you.

What sits on the unmatched list

A transfer with no reference, or a reference that matches nothing open, sits on a short unmatched list until we confirm who sent it, rather than getting buried inside the bank feed for weeks as an unexplained balance. Gateway fees on card payments are pulled out separately from the gross deposit, so the invoice shows the amount actually collected against it, not the amount before the processor took its cut.

Riyal, dollar and everything between

Accounts held at Al Rajhi Bank, Saudi National Bank, Riyad Bank or Alinma each feed the same matching process, and a payment landing in a separate foreign-currency account for a customer outside Saudi Arabia still gets tied back to the right invoice rather than sitting as its own unexplained deposit.

Same-day matching, not a month-end scramble

Matching runs the same day a payment clears, not once a month during close, because a late match makes a customer look overdue when they already paid, or current when they have not. That daily discipline is also what keeps the ageing report, and the Zakat base figures it eventually feeds, clean instead of restated after the fact.