Benefits administration support

Benefits sit alongside Mudad payroll, not inside it

A private medical scheme, life cover or housing allowance is set up once, then runs quietly through payroll deductions and provider invoices for the rest of the year, separate from the Wage Protection Program wage file itself. We check enrolment and deduction records against what is actually set up in the payroll platform, then reconcile the provider's invoice against enrolment records and amounts billed, so the cost split between employer and employee matches what was recorded.

GOSI and end of service interaction

A change in salary or allowance structure changes two things at once for many employees: the GOSI contribution base for a Saudi employee under the annuities and occupational hazards branches, and the end of service calculation for staff whose benefit is tied to basic salary. We flag the change in both directions so a benefit decision made for one reason does not create an unreconciled gap in the other.

What sits outside this

We do not choose your benefits provider, negotiate premium rates, or decide which benefits a role qualifies for. Those decisions sit with you, your broker or the scheme your business has chosen to offer. Our role starts once a benefit exists: tracking, reconciling and recording it accurately, alongside payroll journals and reconciliations.

One reconciliation across several entities

A group with a Saudi entity and a MISA-licensed foreign entity, or offices split across Riyadh, Jeddah and Dammam, often runs a different benefits scheme in each, with separate invoices and separate enrolment lists. We keep each entity's benefits reconciliation distinct rather than merge them into one figure, so a renewal increase in one scheme does not get buried inside the group total your finance team reviews at month end.